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Privacy Policy
OUR COMMITMENT TO PRIVACY Thank you for visiting the RaggTopp website. Protecting consumer privacy is very important to us. Our Online Privacy Statement is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. This Online Privacy Statement reflects the RaggTopp policies covering personal information collected at this website on or after the effective date shown above. We believe that information used responsibly benefits consumers and the economy, whether it is information we house on behalf of consumers conducting transactions or information we collect on behalf of our business clients. For example, we use consumer information every day to ensure fast and accurate processing of money transfers. In addition, RaggTopp strives to better serve our customers by offering goods and services that we believe fit their needs and interests. When identifying an opportunity, RaggTopp may use consumer information it has collected in an effort to identify consumers who may be interested in that opportunity. These policies guide us in the collection and use of information as well as our responsibilities in protecting your privacy. We use personal information about consumers only in a manner consistent with these policies. COLLECTION OF INFORMATION RaggTopp collects personal information in order to offer or provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: · Directly from customer applications, questionnaires and other materials submitted to us by customers; · From transactions in which RaggTopp and consumers are involved; · From clickthru activity on our web sites; and · From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions. DISCLOSURE OF INFORMATION RaggTopp does not disclose customer information to third parties. EVER! Your name, mailing address, phone number and email address are used ONLY to facilitate shipping your order and are kept on file ONLY for the purpose of future orders. RECIPIENTS OF INFORMATION RaggTopp will not disclose consumer information to any other companies at all. This includes: · Financial institutions, such as banks, credit card companies and brokerage houses. · Companies that process transactions or provide other services for us; · Government agencies (except where required by subpoena or warrant); WE ARE COMMITTED TO PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER INFORMATION. RaggTopp limits access to personal information to those employees of RaggTopp and its affiliates who need it to fulfill their business responsibilities. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded. WE USE APPROPRIATE SECURITY SAFEGUARDS. At RaggTopp, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. RaggTopp continually reviews and enhances its security systems, as necessary. WE MAINTAIN PROCEDURES TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND MAKE CORRECTIONS, IF NECESSARY. RaggTopp employs appropriate measures to assure the quality of information we collect directly from consumers. Where RaggTopp collects information directly from consumers or sources other than our business customers, we permit them, if possible, to dispute or correct any erroneous or out-of-date personally identifiable information. Of course, this correction would not be possible if the information is proprietary to one of our business customers, reflects historical transaction information or if correction would violate the privacy or legal rights of a third party. Where applicable, we abide by laws related to such information. You can correct factual errors in your personally identifiable information by sending us a written request that credibly shows error. We reserve the right to independently verify claims made. To protect your privacy and security, we also will take reasonable steps to verify your identity before making corrections. We reserve the right to assess a service charge for providing you any information in connection with your request. THE RaggTopp WEBSITE IS NOT DIRECTED AT CHILDREN UNDER THE AGE OF 13. Our website is not directed at children under the age of 13 and RaggTopp does not collect or maintain information at our website from those we actually know are under the age of 13. WEBSITE MAY BE LINKED TO OTHER WEBSITES RaggTopp may create links to third party websites. RaggTopp is not responsible for the content or privacy practices employed by websites that are linked from our website. If you have any questions or comments about our Online Privacy Statement, or for some reason believe we have not adhered to our statement, please contact: E-mail RaggTopp: raggtopp@raggtopp.net |
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